LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,762
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,061
−HK$1,320/mo
Today · 4.125%
HK$44,381
baseline
▲ 0.50% · 4.625%
HK$47,081
+HK$2,700/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,762/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,460
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,706
−HK$1,264/mo
Today · 4.125%
HK$48,970
baseline
▲ 0.50% · 4.625%
HK$51,551
+HK$2,581/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,940/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,114
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,673
−HK$1,584/mo
Today · 4.125%
HK$53,257
baseline
▲ 0.50% · 4.625%
HK$56,498
+HK$3,241/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,514/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,752
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,247
−HK$1,517/mo
Today · 4.125%
HK$58,764
baseline
▲ 0.50% · 4.625%
HK$61,861
+HK$3,097/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,528/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,467
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,285
−HK$1,848/mo
Today · 4.125%
HK$62,133
baseline
▲ 0.50% · 4.625%
HK$65,914
+HK$3,781/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,266/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,044
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,788
−HK$1,770/mo
Today · 4.125%
HK$68,558
baseline
▲ 0.50% · 4.625%
HK$72,172
+HK$3,614/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,116/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,172
−HK$4,713/mo
▼ 0.25% · 3.875%
HK$77,510
−HK$2,375/mo
Today · 4.125%
HK$79,885
baseline
▲ 0.50% · 4.625%
HK$84,746
+HK$4,861/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,770/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,628
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,870
−HK$2,276/mo
Today · 4.125%
HK$88,146
baseline
▲ 0.50% · 4.625%
HK$92,792
+HK$4,646/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,292/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,798 · Scale 2, in force from 26 Feb 2026)