LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,763
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,062
−HK$1,320/mo
Today · 4.125%
HK$44,382
baseline
▲ 0.50% · 4.625%
HK$47,083
+HK$2,701/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,764/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,461
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,707
−HK$1,264/mo
Today · 4.125%
HK$48,971
baseline
▲ 0.50% · 4.625%
HK$51,553
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,942/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,116
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,675
−HK$1,584/mo
Today · 4.125%
HK$53,259
baseline
▲ 0.50% · 4.625%
HK$56,499
+HK$3,240/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,518/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,754
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,249
−HK$1,517/mo
Today · 4.125%
HK$58,766
baseline
▲ 0.50% · 4.625%
HK$61,863
+HK$3,097/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,532/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,469
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,287
−HK$1,848/mo
Today · 4.125%
HK$62,135
baseline
▲ 0.50% · 4.625%
HK$65,916
+HK$3,781/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,270/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,046
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,790
−HK$1,770/mo
Today · 4.125%
HK$68,560
baseline
▲ 0.50% · 4.625%
HK$72,174
+HK$3,614/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,120/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,174
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,512
−HK$2,376/mo
Today · 4.125%
HK$79,888
baseline
▲ 0.50% · 4.625%
HK$84,749
+HK$4,861/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,776/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,820 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,630
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,873
−HK$2,276/mo
Today · 4.125%
HK$88,149
baseline
▲ 0.50% · 4.625%
HK$92,795
+HK$4,646/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,298/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,820 · Scale 2, in force from 26 Feb 2026)