LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,765
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,065
−HK$1,319/mo
Today · 4.125%
HK$44,384
baseline
▲ 0.50% · 4.625%
HK$47,085
+HK$2,701/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,768/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,464
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,710
−HK$1,264/mo
Today · 4.125%
HK$48,974
baseline
▲ 0.50% · 4.625%
HK$51,555
+HK$2,581/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,948/mo (50% DSR)
Upfront cash ≈ HK$9.84M (deposit + AVD stamp duty HK$686,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,118
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,677
−HK$1,584/mo
Today · 4.125%
HK$53,261
baseline
▲ 0.50% · 4.625%
HK$56,502
+HK$3,241/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,522/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,756
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,252
−HK$1,517/mo
Today · 4.125%
HK$58,769
baseline
▲ 0.50% · 4.625%
HK$61,866
+HK$3,097/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,538/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,472
−HK$3,666/mo
▼ 0.25% · 3.875%
HK$60,290
−HK$1,848/mo
Today · 4.125%
HK$62,138
baseline
▲ 0.50% · 4.625%
HK$65,919
+HK$3,781/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,276/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,049
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,794
−HK$1,769/mo
Today · 4.125%
HK$68,563
baseline
▲ 0.50% · 4.625%
HK$72,177
+HK$3,614/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,126/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,178
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,516
−HK$2,376/mo
Today · 4.125%
HK$79,892
baseline
▲ 0.50% · 4.625%
HK$84,753
+HK$4,861/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,784/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,854 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,634
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,877
−HK$2,276/mo
Today · 4.125%
HK$88,153
baseline
▲ 0.50% · 4.625%
HK$92,800
+HK$4,647/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,306/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,854 · Scale 2, in force from 26 Feb 2026)