LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,766
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,066
−HK$1,320/mo
Today · 4.125%
HK$44,386
baseline
▲ 0.50% · 4.625%
HK$47,086
+HK$2,700/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,772/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$686,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,465
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,711
−HK$1,264/mo
Today · 4.125%
HK$48,975
baseline
▲ 0.50% · 4.625%
HK$51,557
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,950/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$686,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,120
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,679
−HK$1,584/mo
Today · 4.125%
HK$53,263
baseline
▲ 0.50% · 4.625%
HK$56,504
+HK$3,241/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,526/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,758
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,253
−HK$1,517/mo
Today · 4.125%
HK$58,770
baseline
▲ 0.50% · 4.625%
HK$61,868
+HK$3,098/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,540/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,473
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,292
−HK$1,848/mo
Today · 4.125%
HK$62,140
baseline
▲ 0.50% · 4.625%
HK$65,921
+HK$3,781/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$124,280/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,051
−HK$3,514/mo
▼ 0.25% · 3.875%
HK$66,795
−HK$1,770/mo
Today · 4.125%
HK$68,565
baseline
▲ 0.50% · 4.625%
HK$72,179
+HK$3,614/mo
Deposit HK$5.49M · loan HK$12.82M · min. income ≈ HK$137,130/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,180
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,518
−HK$2,376/mo
Today · 4.125%
HK$79,894
baseline
▲ 0.50% · 4.625%
HK$84,755
+HK$4,861/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$159,788/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,637
−HK$4,518/mo
▼ 0.25% · 3.875%
HK$85,880
−HK$2,275/mo
Today · 4.125%
HK$88,155
baseline
▲ 0.50% · 4.625%
HK$92,802
+HK$4,647/mo
Deposit HK$1.83M · loan HK$16.48M · min. income ≈ HK$176,310/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,872 · Scale 2, in force from 26 Feb 2026)