LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,768
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,067
−HK$1,320/mo
Today · 4.125%
HK$44,387
baseline
▲ 0.50% · 4.625%
HK$47,088
+HK$2,701/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,774/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$686,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,467
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,713
−HK$1,264/mo
Today · 4.125%
HK$48,977
baseline
▲ 0.50% · 4.625%
HK$51,559
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,954/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$686,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,122
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,681
−HK$1,584/mo
Today · 4.125%
HK$53,265
baseline
▲ 0.50% · 4.625%
HK$56,506
+HK$3,241/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,530/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,760
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,255
−HK$1,517/mo
Today · 4.125%
HK$58,772
baseline
▲ 0.50% · 4.625%
HK$61,870
+HK$3,098/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,544/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,475
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,294
−HK$1,848/mo
Today · 4.125%
HK$62,142
baseline
▲ 0.50% · 4.625%
HK$65,924
+HK$3,782/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$124,284/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,053
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,798
−HK$1,770/mo
Today · 4.125%
HK$68,568
baseline
▲ 0.50% · 4.625%
HK$72,182
+HK$3,614/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$137,136/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,183
−HK$4,714/mo
▼ 0.25% · 3.875%
HK$77,521
−HK$2,376/mo
Today · 4.125%
HK$79,897
baseline
▲ 0.50% · 4.625%
HK$84,759
+HK$4,862/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,794/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,640
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,883
−HK$2,276/mo
Today · 4.125%
HK$88,159
baseline
▲ 0.50% · 4.625%
HK$92,806
+HK$4,647/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,318/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,899 · Scale 2, in force from 26 Feb 2026)