LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,771
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,070
−HK$1,320/mo
Today · 4.125%
HK$44,390
baseline
▲ 0.50% · 4.625%
HK$47,091
+HK$2,701/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,780/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$686,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,469
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,716
−HK$1,264/mo
Today · 4.125%
HK$48,980
baseline
▲ 0.50% · 4.625%
HK$51,562
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,960/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$686,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,125
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,684
−HK$1,584/mo
Today · 4.125%
HK$53,268
baseline
▲ 0.50% · 4.625%
HK$56,509
+HK$3,241/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,536/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,763
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,259
−HK$1,517/mo
Today · 4.125%
HK$58,776
baseline
▲ 0.50% · 4.625%
HK$61,874
+HK$3,098/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,552/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,479
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,298
−HK$1,848/mo
Today · 4.125%
HK$62,146
baseline
▲ 0.50% · 4.625%
HK$65,927
+HK$3,781/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$124,292/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,057
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,802
−HK$1,770/mo
Today · 4.125%
HK$68,572
baseline
▲ 0.50% · 4.625%
HK$72,187
+HK$3,615/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$137,144/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,187
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,526
−HK$2,376/mo
Today · 4.125%
HK$79,902
baseline
▲ 0.50% · 4.625%
HK$84,764
+HK$4,862/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,804/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,645
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,888
−HK$2,276/mo
Today · 4.125%
HK$88,164
baseline
▲ 0.50% · 4.625%
HK$92,811
+HK$4,647/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,328/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,940 · Scale 2, in force from 26 Feb 2026)