LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,772
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,071
−HK$1,320/mo
Today · 4.125%
HK$44,391
baseline
▲ 0.50% · 4.625%
HK$47,093
+HK$2,702/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,782/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$686,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,471
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,717
−HK$1,265/mo
Today · 4.125%
HK$48,982
baseline
▲ 0.50% · 4.625%
HK$51,563
+HK$2,581/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,964/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$686,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,126
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,686
−HK$1,584/mo
Today · 4.125%
HK$53,270
baseline
▲ 0.50% · 4.625%
HK$56,511
+HK$3,241/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,540/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,765
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,261
−HK$1,517/mo
Today · 4.125%
HK$58,778
baseline
▲ 0.50% · 4.625%
HK$61,876
+HK$3,098/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,556/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,481
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,300
−HK$1,848/mo
Today · 4.125%
HK$62,148
baseline
▲ 0.50% · 4.625%
HK$65,930
+HK$3,782/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$124,296/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,059
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,804
−HK$1,770/mo
Today · 4.125%
HK$68,574
baseline
▲ 0.50% · 4.625%
HK$72,189
+HK$3,615/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$137,148/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,190
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,528
−HK$2,377/mo
Today · 4.125%
HK$79,905
baseline
▲ 0.50% · 4.625%
HK$84,767
+HK$4,862/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,810/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,963 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,648
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,891
−HK$2,276/mo
Today · 4.125%
HK$88,167
baseline
▲ 0.50% · 4.625%
HK$92,814
+HK$4,647/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,334/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,963 · Scale 2, in force from 26 Feb 2026)