LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,774
−HK$2,619/mo
▼ 0.25% · 3.875%
HK$43,073
−HK$1,320/mo
Today · 4.125%
HK$44,393
baseline
▲ 0.50% · 4.625%
HK$47,094
+HK$2,701/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,786/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$686,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,473
−HK$2,510/mo
▼ 0.25% · 3.875%
HK$47,719
−HK$1,264/mo
Today · 4.125%
HK$48,983
baseline
▲ 0.50% · 4.625%
HK$51,565
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,966/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$686,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,128
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,687
−HK$1,585/mo
Today · 4.125%
HK$53,272
baseline
▲ 0.50% · 4.625%
HK$56,513
+HK$3,241/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,544/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,767
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,263
−HK$1,517/mo
Today · 4.125%
HK$58,780
baseline
▲ 0.50% · 4.625%
HK$61,878
+HK$3,098/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,560/mo (50% DSR)
Upfront cash ≈ HK$8.01M (deposit + AVD stamp duty HK$686,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,483
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,302
−HK$1,848/mo
Today · 4.125%
HK$62,150
baseline
▲ 0.50% · 4.625%
HK$65,932
+HK$3,782/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$124,300/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,062
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,807
−HK$1,770/mo
Today · 4.125%
HK$68,577
baseline
▲ 0.50% · 4.625%
HK$72,192
+HK$3,615/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$137,154/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$686,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,192
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,531
−HK$2,377/mo
Today · 4.125%
HK$79,908
baseline
▲ 0.50% · 4.625%
HK$84,770
+HK$4,862/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,816/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,988 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,651
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$85,894
−HK$2,276/mo
Today · 4.125%
HK$88,170
baseline
▲ 0.50% · 4.625%
HK$92,818
+HK$4,648/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,340/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$686,988 · Scale 2, in force from 26 Feb 2026)