LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,775
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,075
−HK$1,320/mo
Today · 4.125%
HK$44,395
baseline
▲ 0.50% · 4.625%
HK$47,096
+HK$2,701/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,790/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,475
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,721
−HK$1,265/mo
Today · 4.125%
HK$48,986
baseline
▲ 0.50% · 4.625%
HK$51,568
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,972/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,130
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,690
−HK$1,584/mo
Today · 4.125%
HK$53,274
baseline
▲ 0.50% · 4.625%
HK$56,516
+HK$3,242/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,548/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,770
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,265
−HK$1,518/mo
Today · 4.125%
HK$58,783
baseline
▲ 0.50% · 4.625%
HK$61,881
+HK$3,098/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,566/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,485
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,305
−HK$1,848/mo
Today · 4.125%
HK$62,153
baseline
▲ 0.50% · 4.625%
HK$65,935
+HK$3,782/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$124,306/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,065
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,810
−HK$1,770/mo
Today · 4.125%
HK$68,580
baseline
▲ 0.50% · 4.625%
HK$72,195
+HK$3,615/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$137,160/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,196
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,535
−HK$2,376/mo
Today · 4.125%
HK$79,911
baseline
▲ 0.50% · 4.625%
HK$84,773
+HK$4,862/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,822/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,654
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,898
−HK$2,276/mo
Today · 4.125%
HK$88,174
baseline
▲ 0.50% · 4.625%
HK$92,822
+HK$4,648/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,348/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,018 · Scale 2, in force from 26 Feb 2026)