LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,776
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,076
−HK$1,320/mo
Today · 4.125%
HK$44,396
baseline
▲ 0.50% · 4.625%
HK$47,097
+HK$2,701/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,792/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,476
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,722
−HK$1,265/mo
Today · 4.125%
HK$48,987
baseline
▲ 0.50% · 4.625%
HK$51,569
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,974/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,131
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,691
−HK$1,584/mo
Today · 4.125%
HK$53,275
baseline
▲ 0.50% · 4.625%
HK$56,517
+HK$3,242/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,550/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,771
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,266
−HK$1,518/mo
Today · 4.125%
HK$58,784
baseline
▲ 0.50% · 4.625%
HK$61,882
+HK$3,098/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,568/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,487
−HK$3,667/mo
▼ 0.25% · 3.875%
HK$60,306
−HK$1,848/mo
Today · 4.125%
HK$62,154
baseline
▲ 0.50% · 4.625%
HK$65,936
+HK$3,782/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$124,308/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,066
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,811
−HK$1,770/mo
Today · 4.125%
HK$68,581
baseline
▲ 0.50% · 4.625%
HK$72,196
+HK$3,615/mo
Deposit HK$5.50M · loan HK$12.82M · min. income ≈ HK$137,162/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,197
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,536
−HK$2,377/mo
Today · 4.125%
HK$79,913
baseline
▲ 0.50% · 4.625%
HK$84,775
+HK$4,862/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,826/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,656
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,900
−HK$2,276/mo
Today · 4.125%
HK$88,176
baseline
▲ 0.50% · 4.625%
HK$92,824
+HK$4,648/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,352/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,032 · Scale 2, in force from 26 Feb 2026)