LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,779
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,079
−HK$1,320/mo
Today · 4.125%
HK$44,399
baseline
▲ 0.50% · 4.625%
HK$47,101
+HK$2,702/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,798/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,479
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,725
−HK$1,265/mo
Today · 4.125%
HK$48,990
baseline
▲ 0.50% · 4.625%
HK$51,572
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,980/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,135
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,695
−HK$1,584/mo
Today · 4.125%
HK$53,279
baseline
▲ 0.50% · 4.625%
HK$56,521
+HK$3,242/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,558/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,775
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,271
−HK$1,517/mo
Today · 4.125%
HK$58,788
baseline
▲ 0.50% · 4.625%
HK$61,887
+HK$3,099/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,576/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,491
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,310
−HK$1,849/mo
Today · 4.125%
HK$62,159
baseline
▲ 0.50% · 4.625%
HK$65,941
+HK$3,782/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,318/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,071
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,816
−HK$1,770/mo
Today · 4.125%
HK$68,586
baseline
▲ 0.50% · 4.625%
HK$72,201
+HK$3,615/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,172/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,203
−HK$4,715/mo
▼ 0.25% · 3.875%
HK$77,542
−HK$2,376/mo
Today · 4.125%
HK$79,918
baseline
▲ 0.50% · 4.625%
HK$84,781
+HK$4,863/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,836/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,662
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,906
−HK$2,276/mo
Today · 4.125%
HK$88,182
baseline
▲ 0.50% · 4.625%
HK$92,830
+HK$4,648/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,364/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,081 · Scale 2, in force from 26 Feb 2026)