LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,780
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,080
−HK$1,320/mo
Today · 4.125%
HK$44,400
baseline
▲ 0.50% · 4.625%
HK$47,102
+HK$2,702/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,800/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,480
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,726
−HK$1,265/mo
Today · 4.125%
HK$48,991
baseline
▲ 0.50% · 4.625%
HK$51,573
+HK$2,582/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,982/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,136
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,695
−HK$1,585/mo
Today · 4.125%
HK$53,280
baseline
▲ 0.50% · 4.625%
HK$56,522
+HK$3,242/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,560/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,776
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,272
−HK$1,517/mo
Today · 4.125%
HK$58,789
baseline
▲ 0.50% · 4.625%
HK$61,888
+HK$3,099/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,578/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,492
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,311
−HK$1,849/mo
Today · 4.125%
HK$62,160
baseline
▲ 0.50% · 4.625%
HK$65,942
+HK$3,782/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,320/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,072
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$66,817
−HK$1,770/mo
Today · 4.125%
HK$68,587
baseline
▲ 0.50% · 4.625%
HK$72,203
+HK$3,616/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,174/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,204
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,543
−HK$2,377/mo
Today · 4.125%
HK$79,920
baseline
▲ 0.50% · 4.625%
HK$84,783
+HK$4,863/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,840/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,664
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,907
−HK$2,277/mo
Today · 4.125%
HK$88,184
baseline
▲ 0.50% · 4.625%
HK$92,832
+HK$4,648/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,368/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,093 · Scale 2, in force from 26 Feb 2026)