LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,783
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,082
−HK$1,321/mo
Today · 4.125%
HK$44,403
baseline
▲ 0.50% · 4.625%
HK$47,104
+HK$2,701/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,806/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,483
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,729
−HK$1,265/mo
Today · 4.125%
HK$48,994
baseline
▲ 0.50% · 4.625%
HK$51,577
+HK$2,583/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,988/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,139
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,699
−HK$1,584/mo
Today · 4.125%
HK$53,283
baseline
▲ 0.50% · 4.625%
HK$56,525
+HK$3,242/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,566/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,779
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,275
−HK$1,518/mo
Today · 4.125%
HK$58,793
baseline
▲ 0.50% · 4.625%
HK$61,892
+HK$3,099/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,586/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,496
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,315
−HK$1,849/mo
Today · 4.125%
HK$62,164
baseline
▲ 0.50% · 4.625%
HK$65,946
+HK$3,782/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,328/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,076
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,821
−HK$1,771/mo
Today · 4.125%
HK$68,592
baseline
▲ 0.50% · 4.625%
HK$72,207
+HK$3,615/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,184/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,209
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,548
−HK$2,377/mo
Today · 4.125%
HK$79,925
baseline
▲ 0.50% · 4.625%
HK$84,788
+HK$4,863/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,850/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,669
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,913
−HK$2,276/mo
Today · 4.125%
HK$88,189
baseline
▲ 0.50% · 4.625%
HK$92,838
+HK$4,649/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,378/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,136 · Scale 2, in force from 26 Feb 2026)