LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,784
−HK$2,620/mo
▼ 0.25% · 3.875%
HK$43,083
−HK$1,321/mo
Today · 4.125%
HK$44,404
baseline
▲ 0.50% · 4.625%
HK$47,106
+HK$2,702/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,808/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,484
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,731
−HK$1,264/mo
Today · 4.125%
HK$48,995
baseline
▲ 0.50% · 4.625%
HK$51,578
+HK$2,583/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,990/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,140
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,700
−HK$1,585/mo
Today · 4.125%
HK$53,285
baseline
▲ 0.50% · 4.625%
HK$56,527
+HK$3,242/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$106,570/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,781
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,277
−HK$1,517/mo
Today · 4.125%
HK$58,794
baseline
▲ 0.50% · 4.625%
HK$61,893
+HK$3,099/mo
Deposit HK$7.33M · loan HK$10.99M · min. income ≈ HK$117,588/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,497
−HK$3,668/mo
▼ 0.25% · 3.875%
HK$60,317
−HK$1,848/mo
Today · 4.125%
HK$62,165
baseline
▲ 0.50% · 4.625%
HK$65,948
+HK$3,783/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,330/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,077
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,823
−HK$1,770/mo
Today · 4.125%
HK$68,593
baseline
▲ 0.50% · 4.625%
HK$72,209
+HK$3,616/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,186/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,211
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,550
−HK$2,377/mo
Today · 4.125%
HK$79,927
baseline
▲ 0.50% · 4.625%
HK$84,790
+HK$4,863/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,854/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,671
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,915
−HK$2,276/mo
Today · 4.125%
HK$88,191
baseline
▲ 0.50% · 4.625%
HK$92,840
+HK$4,649/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,382/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,154 · Scale 2, in force from 26 Feb 2026)