LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,787
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,087
−HK$1,321/mo
Today · 4.125%
HK$44,408
baseline
▲ 0.50% · 4.625%
HK$47,110
+HK$2,702/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,816/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,488
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,735
−HK$1,264/mo
Today · 4.125%
HK$48,999
baseline
▲ 0.50% · 4.625%
HK$51,582
+HK$2,583/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$97,998/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,145
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,704
−HK$1,585/mo
Today · 4.125%
HK$53,289
baseline
▲ 0.50% · 4.625%
HK$56,532
+HK$3,243/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,578/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,785
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,281
−HK$1,518/mo
Today · 4.125%
HK$58,799
baseline
▲ 0.50% · 4.625%
HK$61,899
+HK$3,100/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,598/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,502
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,322
−HK$1,849/mo
Today · 4.125%
HK$62,171
baseline
▲ 0.50% · 4.625%
HK$65,954
+HK$3,783/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,342/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,083
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,828
−HK$1,771/mo
Today · 4.125%
HK$68,599
baseline
▲ 0.50% · 4.625%
HK$72,215
+HK$3,616/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,198/mo (50% DSR)
Upfront cash ≈ HK$6.18M (deposit + AVD stamp duty HK$687,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,217
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,557
−HK$2,377/mo
Today · 4.125%
HK$79,934
baseline
▲ 0.50% · 4.625%
HK$84,797
+HK$4,863/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,868/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,678
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,922
−HK$2,277/mo
Today · 4.125%
HK$88,199
baseline
▲ 0.50% · 4.625%
HK$92,848
+HK$4,649/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,398/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,212 · Scale 2, in force from 26 Feb 2026)