LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,791
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,091
−HK$1,321/mo
Today · 4.125%
HK$44,412
baseline
▲ 0.50% · 4.625%
HK$47,115
+HK$2,703/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,824/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,493
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$47,740
−HK$1,264/mo
Today · 4.125%
HK$49,004
baseline
▲ 0.50% · 4.625%
HK$51,588
+HK$2,584/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$98,008/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,150
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,710
−HK$1,585/mo
Today · 4.125%
HK$53,295
baseline
▲ 0.50% · 4.625%
HK$56,537
+HK$3,242/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,590/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,791
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,287
−HK$1,518/mo
Today · 4.125%
HK$58,805
baseline
▲ 0.50% · 4.625%
HK$61,905
+HK$3,100/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,610/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,508
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,328
−HK$1,849/mo
Today · 4.125%
HK$62,177
baseline
▲ 0.50% · 4.625%
HK$65,960
+HK$3,783/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,354/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,090
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$66,835
−HK$1,771/mo
Today · 4.125%
HK$68,606
baseline
▲ 0.50% · 4.625%
HK$72,223
+HK$3,617/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,212/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,225
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,565
−HK$2,377/mo
Today · 4.125%
HK$79,942
baseline
▲ 0.50% · 4.625%
HK$84,806
+HK$4,864/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$159,884/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,687
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,931
−HK$2,277/mo
Today · 4.125%
HK$88,208
baseline
▲ 0.50% · 4.625%
HK$92,858
+HK$4,650/mo
Deposit HK$1.83M · loan HK$16.49M · min. income ≈ HK$176,416/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,283 · Scale 2, in force from 26 Feb 2026)