LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,794
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,094
−HK$1,321/mo
Today · 4.125%
HK$44,415
baseline
▲ 0.50% · 4.625%
HK$47,118
+HK$2,703/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,830/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,496
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,743
−HK$1,265/mo
Today · 4.125%
HK$49,008
baseline
▲ 0.50% · 4.625%
HK$51,591
+HK$2,583/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$98,016/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,153
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,713
−HK$1,585/mo
Today · 4.125%
HK$53,298
baseline
▲ 0.50% · 4.625%
HK$56,541
+HK$3,243/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,596/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,795
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,291
−HK$1,518/mo
Today · 4.125%
HK$58,809
baseline
▲ 0.50% · 4.625%
HK$61,909
+HK$3,100/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,618/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,512
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,332
−HK$1,849/mo
Today · 4.125%
HK$62,181
baseline
▲ 0.50% · 4.625%
HK$65,965
+HK$3,784/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,362/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,094
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,840
−HK$1,771/mo
Today · 4.125%
HK$68,611
baseline
▲ 0.50% · 4.625%
HK$72,227
+HK$3,616/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,222/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,230
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,570
−HK$2,377/mo
Today · 4.125%
HK$79,947
baseline
▲ 0.50% · 4.625%
HK$84,812
+HK$4,865/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,894/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,329 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,692
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,937
−HK$2,277/mo
Today · 4.125%
HK$88,214
baseline
▲ 0.50% · 4.625%
HK$92,864
+HK$4,650/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,428/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,329 · Scale 2, in force from 26 Feb 2026)