LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,796
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,096
−HK$1,321/mo
Today · 4.125%
HK$44,417
baseline
▲ 0.50% · 4.625%
HK$47,119
+HK$2,702/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,834/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,497
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,744
−HK$1,265/mo
Today · 4.125%
HK$49,009
baseline
▲ 0.50% · 4.625%
HK$51,593
+HK$2,584/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$98,018/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,155
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,715
−HK$1,585/mo
Today · 4.125%
HK$53,300
baseline
▲ 0.50% · 4.625%
HK$56,543
+HK$3,243/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,600/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,797
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,293
−HK$1,518/mo
Today · 4.125%
HK$58,811
baseline
▲ 0.50% · 4.625%
HK$61,911
+HK$3,100/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,622/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,514
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,334
−HK$1,849/mo
Today · 4.125%
HK$62,183
baseline
▲ 0.50% · 4.625%
HK$65,967
+HK$3,784/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,366/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,096
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,842
−HK$1,771/mo
Today · 4.125%
HK$68,613
baseline
▲ 0.50% · 4.625%
HK$72,230
+HK$3,617/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,226/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,232
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,572
−HK$2,378/mo
Today · 4.125%
HK$79,950
baseline
▲ 0.50% · 4.625%
HK$84,815
+HK$4,865/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,900/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,695
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,940
−HK$2,277/mo
Today · 4.125%
HK$88,217
baseline
▲ 0.50% · 4.625%
HK$92,867
+HK$4,650/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,434/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,353 · Scale 2, in force from 26 Feb 2026)