LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,797
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,097
−HK$1,321/mo
Today · 4.125%
HK$44,418
baseline
▲ 0.50% · 4.625%
HK$47,120
+HK$2,702/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$88,836/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,498
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,745
−HK$1,265/mo
Today · 4.125%
HK$49,010
baseline
▲ 0.50% · 4.625%
HK$51,594
+HK$2,584/mo
Deposit HK$9.16M · loan HK$9.16M · min. income ≈ HK$98,020/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,156
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,716
−HK$1,585/mo
Today · 4.125%
HK$53,301
baseline
▲ 0.50% · 4.625%
HK$56,544
+HK$3,243/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,602/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,798
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,294
−HK$1,519/mo
Today · 4.125%
HK$58,813
baseline
▲ 0.50% · 4.625%
HK$61,913
+HK$3,100/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,626/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,515
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,335
−HK$1,850/mo
Today · 4.125%
HK$62,185
baseline
▲ 0.50% · 4.625%
HK$65,968
+HK$3,783/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,370/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,098
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,843
−HK$1,772/mo
Today · 4.125%
HK$68,615
baseline
▲ 0.50% · 4.625%
HK$72,231
+HK$3,616/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,230/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,234
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,574
−HK$2,378/mo
Today · 4.125%
HK$79,952
baseline
▲ 0.50% · 4.625%
HK$84,817
+HK$4,865/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,904/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,697
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,942
−HK$2,277/mo
Today · 4.125%
HK$88,219
baseline
▲ 0.50% · 4.625%
HK$92,869
+HK$4,650/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,438/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,367 · Scale 2, in force from 26 Feb 2026)