LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,797
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,097
−HK$1,321/mo
Today · 4.125%
HK$44,418
baseline
▲ 0.50% · 4.625%
HK$47,121
+HK$2,703/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,836/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,499
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,746
−HK$1,265/mo
Today · 4.125%
HK$49,011
baseline
▲ 0.50% · 4.625%
HK$51,595
+HK$2,584/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,022/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,157
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,717
−HK$1,585/mo
Today · 4.125%
HK$53,302
baseline
▲ 0.50% · 4.625%
HK$56,545
+HK$3,243/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,604/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,799
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,295
−HK$1,518/mo
Today · 4.125%
HK$58,813
baseline
▲ 0.50% · 4.625%
HK$61,913
+HK$3,100/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,626/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,516
−HK$3,669/mo
▼ 0.25% · 3.875%
HK$60,336
−HK$1,849/mo
Today · 4.125%
HK$62,185
baseline
▲ 0.50% · 4.625%
HK$65,969
+HK$3,784/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,370/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,098
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,844
−HK$1,772/mo
Today · 4.125%
HK$68,616
baseline
▲ 0.50% · 4.625%
HK$72,232
+HK$3,616/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,232/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,235
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,575
−HK$2,378/mo
Today · 4.125%
HK$79,953
baseline
▲ 0.50% · 4.625%
HK$84,818
+HK$4,865/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,906/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,698
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,943
−HK$2,277/mo
Today · 4.125%
HK$88,220
baseline
▲ 0.50% · 4.625%
HK$92,870
+HK$4,650/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,440/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,376 · Scale 2, in force from 26 Feb 2026)