LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,798
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,098
−HK$1,321/mo
Today · 4.125%
HK$44,419
baseline
▲ 0.50% · 4.625%
HK$47,122
+HK$2,703/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,838/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,500
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,747
−HK$1,265/mo
Today · 4.125%
HK$49,012
baseline
▲ 0.50% · 4.625%
HK$51,596
+HK$2,584/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,024/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,158
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,718
−HK$1,585/mo
Today · 4.125%
HK$53,303
baseline
▲ 0.50% · 4.625%
HK$56,546
+HK$3,243/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,606/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,800
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,296
−HK$1,519/mo
Today · 4.125%
HK$58,815
baseline
▲ 0.50% · 4.625%
HK$61,915
+HK$3,100/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,630/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,517
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,337
−HK$1,850/mo
Today · 4.125%
HK$62,187
baseline
▲ 0.50% · 4.625%
HK$65,971
+HK$3,784/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,374/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,100
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,846
−HK$1,771/mo
Today · 4.125%
HK$68,617
baseline
▲ 0.50% · 4.625%
HK$72,234
+HK$3,617/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,234/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,236
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,577
−HK$2,377/mo
Today · 4.125%
HK$79,954
baseline
▲ 0.50% · 4.625%
HK$84,819
+HK$4,865/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,908/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,700
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,945
−HK$2,277/mo
Today · 4.125%
HK$88,222
baseline
▲ 0.50% · 4.625%
HK$92,872
+HK$4,650/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,444/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,391 · Scale 2, in force from 26 Feb 2026)