LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,803
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,103
−HK$1,321/mo
Today · 4.125%
HK$44,424
baseline
▲ 0.50% · 4.625%
HK$47,127
+HK$2,703/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,848/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,505
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,753
−HK$1,265/mo
Today · 4.125%
HK$49,018
baseline
▲ 0.50% · 4.625%
HK$51,602
+HK$2,584/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,036/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,164
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,724
−HK$1,585/mo
Today · 4.125%
HK$53,309
baseline
▲ 0.50% · 4.625%
HK$56,553
+HK$3,244/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,618/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,806
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,303
−HK$1,518/mo
Today · 4.125%
HK$58,821
baseline
▲ 0.50% · 4.625%
HK$61,922
+HK$3,101/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,642/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,524
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,345
−HK$1,849/mo
Today · 4.125%
HK$62,194
baseline
▲ 0.50% · 4.625%
HK$65,978
+HK$3,784/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,388/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,107
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,854
−HK$1,771/mo
Today · 4.125%
HK$68,625
baseline
▲ 0.50% · 4.625%
HK$72,242
+HK$3,617/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,250/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,245
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,586
−HK$2,378/mo
Today · 4.125%
HK$79,964
baseline
▲ 0.50% · 4.625%
HK$84,829
+HK$4,865/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,928/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,710
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,955
−HK$2,277/mo
Today · 4.125%
HK$88,232
baseline
▲ 0.50% · 4.625%
HK$92,883
+HK$4,651/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,464/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,472 · Scale 2, in force from 26 Feb 2026)