LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,804
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,104
−HK$1,321/mo
Today · 4.125%
HK$44,425
baseline
▲ 0.50% · 4.625%
HK$47,128
+HK$2,703/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,850/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,506
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,753
−HK$1,266/mo
Today · 4.125%
HK$49,019
baseline
▲ 0.50% · 4.625%
HK$51,603
+HK$2,584/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,038/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,164
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,725
−HK$1,585/mo
Today · 4.125%
HK$53,310
baseline
▲ 0.50% · 4.625%
HK$56,554
+HK$3,244/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,620/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,807
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,304
−HK$1,518/mo
Today · 4.125%
HK$58,822
baseline
▲ 0.50% · 4.625%
HK$61,923
+HK$3,101/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,644/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,525
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,346
−HK$1,849/mo
Today · 4.125%
HK$62,195
baseline
▲ 0.50% · 4.625%
HK$65,980
+HK$3,785/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,390/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,109
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,855
−HK$1,771/mo
Today · 4.125%
HK$68,626
baseline
▲ 0.50% · 4.625%
HK$72,244
+HK$3,618/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,252/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,247
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,587
−HK$2,378/mo
Today · 4.125%
HK$79,965
baseline
▲ 0.50% · 4.625%
HK$84,831
+HK$4,866/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,930/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,483 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,711
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,956
−HK$2,278/mo
Today · 4.125%
HK$88,234
baseline
▲ 0.50% · 4.625%
HK$92,885
+HK$4,651/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,468/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,483 · Scale 2, in force from 26 Feb 2026)