LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,805
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,105
−HK$1,321/mo
Today · 4.125%
HK$44,426
baseline
▲ 0.50% · 4.625%
HK$47,129
+HK$2,703/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,852/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,507
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,755
−HK$1,265/mo
Today · 4.125%
HK$49,020
baseline
▲ 0.50% · 4.625%
HK$51,604
+HK$2,584/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,040/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,166
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,726
−HK$1,585/mo
Today · 4.125%
HK$53,311
baseline
▲ 0.50% · 4.625%
HK$56,555
+HK$3,244/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,622/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,809
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,305
−HK$1,519/mo
Today · 4.125%
HK$58,824
baseline
▲ 0.50% · 4.625%
HK$61,925
+HK$3,101/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,648/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,526
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,347
−HK$1,850/mo
Today · 4.125%
HK$62,197
baseline
▲ 0.50% · 4.625%
HK$65,981
+HK$3,784/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,394/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,110
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,856
−HK$1,772/mo
Today · 4.125%
HK$68,628
baseline
▲ 0.50% · 4.625%
HK$72,245
+HK$3,617/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,256/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,248
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,589
−HK$2,378/mo
Today · 4.125%
HK$79,967
baseline
▲ 0.50% · 4.625%
HK$84,833
+HK$4,866/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,934/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,713
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,958
−HK$2,278/mo
Today · 4.125%
HK$88,236
baseline
▲ 0.50% · 4.625%
HK$92,887
+HK$4,651/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,472/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,500 · Scale 2, in force from 26 Feb 2026)