LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,805
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,105
−HK$1,321/mo
Today · 4.125%
HK$44,426
baseline
▲ 0.50% · 4.625%
HK$47,130
+HK$2,704/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,852/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,508
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$47,755
−HK$1,265/mo
Today · 4.125%
HK$49,020
baseline
▲ 0.50% · 4.625%
HK$51,604
+HK$2,584/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,040/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,166
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,726
−HK$1,586/mo
Today · 4.125%
HK$53,312
baseline
▲ 0.50% · 4.625%
HK$56,556
+HK$3,244/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,624/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,809
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,306
−HK$1,518/mo
Today · 4.125%
HK$58,824
baseline
▲ 0.50% · 4.625%
HK$61,925
+HK$3,101/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,648/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,527
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,347
−HK$1,850/mo
Today · 4.125%
HK$62,197
baseline
▲ 0.50% · 4.625%
HK$65,982
+HK$3,785/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,394/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,111
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$66,857
−HK$1,771/mo
Today · 4.125%
HK$68,628
baseline
▲ 0.50% · 4.625%
HK$72,246
+HK$3,618/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,256/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,249
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,590
−HK$2,378/mo
Today · 4.125%
HK$79,968
baseline
▲ 0.50% · 4.625%
HK$84,833
+HK$4,865/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,936/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,504 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,714
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,959
−HK$2,277/mo
Today · 4.125%
HK$88,236
baseline
▲ 0.50% · 4.625%
HK$92,887
+HK$4,651/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,472/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,504 · Scale 2, in force from 26 Feb 2026)