LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,807
−HK$2,621/mo
▼ 0.25% · 3.875%
HK$43,107
−HK$1,321/mo
Today · 4.125%
HK$44,428
baseline
▲ 0.50% · 4.625%
HK$47,132
+HK$2,704/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,856/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,509
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,757
−HK$1,265/mo
Today · 4.125%
HK$49,022
baseline
▲ 0.50% · 4.625%
HK$51,606
+HK$2,584/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,044/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,168
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,728
−HK$1,586/mo
Today · 4.125%
HK$53,314
baseline
▲ 0.50% · 4.625%
HK$56,558
+HK$3,244/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,628/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,811
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,308
−HK$1,519/mo
Today · 4.125%
HK$58,827
baseline
▲ 0.50% · 4.625%
HK$61,927
+HK$3,100/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,654/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,529
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,350
−HK$1,849/mo
Today · 4.125%
HK$62,199
baseline
▲ 0.50% · 4.625%
HK$65,984
+HK$3,785/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,398/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,113
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,859
−HK$1,772/mo
Today · 4.125%
HK$68,631
baseline
▲ 0.50% · 4.625%
HK$72,249
+HK$3,618/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,262/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,252
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,593
−HK$2,378/mo
Today · 4.125%
HK$79,971
baseline
▲ 0.50% · 4.625%
HK$84,837
+HK$4,866/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,942/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,531 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,717
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,962
−HK$2,278/mo
Today · 4.125%
HK$88,240
baseline
▲ 0.50% · 4.625%
HK$92,891
+HK$4,651/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,480/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,531 · Scale 2, in force from 26 Feb 2026)