LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,808
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,108
−HK$1,322/mo
Today · 4.125%
HK$44,430
baseline
▲ 0.50% · 4.625%
HK$47,133
+HK$2,703/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,860/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,511
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,758
−HK$1,266/mo
Today · 4.125%
HK$49,024
baseline
▲ 0.50% · 4.625%
HK$51,608
+HK$2,584/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,048/mo (50% DSR)
Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$687,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,170
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,730
−HK$1,586/mo
Today · 4.125%
HK$53,316
baseline
▲ 0.50% · 4.625%
HK$56,560
+HK$3,244/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,632/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,813
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,310
−HK$1,518/mo
Today · 4.125%
HK$58,828
baseline
▲ 0.50% · 4.625%
HK$61,929
+HK$3,101/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,656/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,531
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,352
−HK$1,849/mo
Today · 4.125%
HK$62,201
baseline
▲ 0.50% · 4.625%
HK$65,986
+HK$3,785/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$124,402/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,115
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,862
−HK$1,771/mo
Today · 4.125%
HK$68,633
baseline
▲ 0.50% · 4.625%
HK$72,251
+HK$3,618/mo
Deposit HK$5.50M · loan HK$12.83M · min. income ≈ HK$137,266/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,254
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,595
−HK$2,378/mo
Today · 4.125%
HK$79,973
baseline
▲ 0.50% · 4.625%
HK$84,840
+HK$4,867/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,946/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,553 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,720
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,965
−HK$2,278/mo
Today · 4.125%
HK$88,243
baseline
▲ 0.50% · 4.625%
HK$92,894
+HK$4,651/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,486/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,553 · Scale 2, in force from 26 Feb 2026)