LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,811
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,112
−HK$1,321/mo
Today · 4.125%
HK$44,433
baseline
▲ 0.50% · 4.625%
HK$47,137
+HK$2,704/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,866/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,514
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,762
−HK$1,265/mo
Today · 4.125%
HK$49,027
baseline
▲ 0.50% · 4.625%
HK$51,612
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,054/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,173
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,734
−HK$1,586/mo
Today · 4.125%
HK$53,320
baseline
▲ 0.50% · 4.625%
HK$56,564
+HK$3,244/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,640/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,817
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,314
−HK$1,519/mo
Today · 4.125%
HK$58,833
baseline
▲ 0.50% · 4.625%
HK$61,934
+HK$3,101/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,666/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,536
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,356
−HK$1,850/mo
Today · 4.125%
HK$62,206
baseline
▲ 0.50% · 4.625%
HK$65,991
+HK$3,785/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,412/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,120
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$66,867
−HK$1,771/mo
Today · 4.125%
HK$68,638
baseline
▲ 0.50% · 4.625%
HK$72,256
+HK$3,618/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,276/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,260
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,601
−HK$2,378/mo
Today · 4.125%
HK$79,979
baseline
▲ 0.50% · 4.625%
HK$84,846
+HK$4,867/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,958/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,726
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,971
−HK$2,278/mo
Today · 4.125%
HK$88,249
baseline
▲ 0.50% · 4.625%
HK$92,901
+HK$4,652/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,498/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,606 · Scale 2, in force from 26 Feb 2026)