LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,813
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,113
−HK$1,322/mo
Today · 4.125%
HK$44,435
baseline
▲ 0.50% · 4.625%
HK$47,138
+HK$2,703/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,870/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,516
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,764
−HK$1,265/mo
Today · 4.125%
HK$49,029
baseline
▲ 0.50% · 4.625%
HK$51,614
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,058/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,175
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,736
−HK$1,585/mo
Today · 4.125%
HK$53,321
baseline
▲ 0.50% · 4.625%
HK$56,566
+HK$3,245/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,642/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,819
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,316
−HK$1,519/mo
Today · 4.125%
HK$58,835
baseline
▲ 0.50% · 4.625%
HK$61,936
+HK$3,101/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,670/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,538
−HK$3,670/mo
▼ 0.25% · 3.875%
HK$60,358
−HK$1,850/mo
Today · 4.125%
HK$62,208
baseline
▲ 0.50% · 4.625%
HK$65,994
+HK$3,786/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,416/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,122
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,869
−HK$1,772/mo
Today · 4.125%
HK$68,641
baseline
▲ 0.50% · 4.625%
HK$72,259
+HK$3,618/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,282/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,263
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,604
−HK$2,378/mo
Today · 4.125%
HK$79,982
baseline
▲ 0.50% · 4.625%
HK$84,849
+HK$4,867/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,964/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,729
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,974
−HK$2,278/mo
Today · 4.125%
HK$88,252
baseline
▲ 0.50% · 4.625%
HK$92,904
+HK$4,652/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,504/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,629 · Scale 2, in force from 26 Feb 2026)