LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,814
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,114
−HK$1,322/mo
Today · 4.125%
HK$44,436
baseline
▲ 0.50% · 4.625%
HK$47,140
+HK$2,704/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,872/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,517
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,765
−HK$1,266/mo
Today · 4.125%
HK$49,031
baseline
▲ 0.50% · 4.625%
HK$51,615
+HK$2,584/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,062/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,177
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,737
−HK$1,586/mo
Today · 4.125%
HK$53,323
baseline
▲ 0.50% · 4.625%
HK$56,568
+HK$3,245/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$106,646/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,821
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,318
−HK$1,519/mo
Today · 4.125%
HK$58,837
baseline
▲ 0.50% · 4.625%
HK$61,938
+HK$3,101/mo
Deposit HK$7.33M · loan HK$11.00M · min. income ≈ HK$117,674/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,539
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,360
−HK$1,850/mo
Today · 4.125%
HK$62,210
baseline
▲ 0.50% · 4.625%
HK$65,996
+HK$3,786/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,420/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,124
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,871
−HK$1,772/mo
Today · 4.125%
HK$68,643
baseline
▲ 0.50% · 4.625%
HK$72,261
+HK$3,618/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,286/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,265
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,606
−HK$2,379/mo
Today · 4.125%
HK$79,985
baseline
▲ 0.50% · 4.625%
HK$84,852
+HK$4,867/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$159,970/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,731
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,977
−HK$2,278/mo
Today · 4.125%
HK$88,255
baseline
▲ 0.50% · 4.625%
HK$92,907
+HK$4,652/mo
Deposit HK$1.83M · loan HK$16.50M · min. income ≈ HK$176,510/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,651 · Scale 2, in force from 26 Feb 2026)