LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,818
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,118
−HK$1,322/mo
Today · 4.125%
HK$44,440
baseline
▲ 0.50% · 4.625%
HK$47,144
+HK$2,704/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,880/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,522
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,769
−HK$1,266/mo
Today · 4.125%
HK$49,035
baseline
▲ 0.50% · 4.625%
HK$51,620
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,070/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,181
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,742
−HK$1,586/mo
Today · 4.125%
HK$53,328
baseline
▲ 0.50% · 4.625%
HK$56,573
+HK$3,245/mo
Deposit HK$7.34M · loan HK$11.00M · min. income ≈ HK$106,656/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,826
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,323
−HK$1,519/mo
Today · 4.125%
HK$58,842
baseline
▲ 0.50% · 4.625%
HK$61,944
+HK$3,102/mo
Deposit HK$7.34M · loan HK$11.00M · min. income ≈ HK$117,684/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,545
−HK$3,671/mo
▼ 0.25% · 3.875%
HK$60,366
−HK$1,850/mo
Today · 4.125%
HK$62,216
baseline
▲ 0.50% · 4.625%
HK$66,002
+HK$3,786/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,432/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,130
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,877
−HK$1,772/mo
Today · 4.125%
HK$68,649
baseline
▲ 0.50% · 4.625%
HK$72,268
+HK$3,619/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,298/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,272
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,613
−HK$2,379/mo
Today · 4.125%
HK$79,992
baseline
▲ 0.50% · 4.625%
HK$84,859
+HK$4,867/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$159,984/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,739
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,985
−HK$2,278/mo
Today · 4.125%
HK$88,263
baseline
▲ 0.50% · 4.625%
HK$92,916
+HK$4,653/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,526/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,712 · Scale 2, in force from 26 Feb 2026)