LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,819
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,120
−HK$1,322/mo
Today · 4.125%
HK$44,442
baseline
▲ 0.50% · 4.625%
HK$47,146
+HK$2,704/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,884/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,524
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,771
−HK$1,266/mo
Today · 4.125%
HK$49,037
baseline
▲ 0.50% · 4.625%
HK$51,622
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,074/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,183
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,744
−HK$1,586/mo
Today · 4.125%
HK$53,330
baseline
▲ 0.50% · 4.625%
HK$56,575
+HK$3,245/mo
Deposit HK$7.34M · loan HK$11.00M · min. income ≈ HK$106,660/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,828
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,326
−HK$1,519/mo
Today · 4.125%
HK$58,845
baseline
▲ 0.50% · 4.625%
HK$61,946
+HK$3,101/mo
Deposit HK$7.34M · loan HK$11.00M · min. income ≈ HK$117,690/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,547
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,368
−HK$1,851/mo
Today · 4.125%
HK$62,219
baseline
▲ 0.50% · 4.625%
HK$66,004
+HK$3,785/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,438/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,133
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,880
−HK$1,772/mo
Today · 4.125%
HK$68,652
baseline
▲ 0.50% · 4.625%
HK$72,271
+HK$3,619/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,304/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,275
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,616
−HK$2,379/mo
Today · 4.125%
HK$79,995
baseline
▲ 0.50% · 4.625%
HK$84,863
+HK$4,868/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$159,990/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,743
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,988
−HK$2,279/mo
Today · 4.125%
HK$88,267
baseline
▲ 0.50% · 4.625%
HK$92,920
+HK$4,653/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,534/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,742 · Scale 2, in force from 26 Feb 2026)