LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,820
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,121
−HK$1,322/mo
Today · 4.125%
HK$44,443
baseline
▲ 0.50% · 4.625%
HK$47,147
+HK$2,704/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,886/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,524
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,772
−HK$1,266/mo
Today · 4.125%
HK$49,038
baseline
▲ 0.50% · 4.625%
HK$51,623
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,076/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,184
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,745
−HK$1,586/mo
Today · 4.125%
HK$53,331
baseline
▲ 0.50% · 4.625%
HK$56,576
+HK$3,245/mo
Deposit HK$7.34M · loan HK$11.00M · min. income ≈ HK$106,662/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,829
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,327
−HK$1,519/mo
Today · 4.125%
HK$58,846
baseline
▲ 0.50% · 4.625%
HK$61,947
+HK$3,101/mo
Deposit HK$7.34M · loan HK$11.00M · min. income ≈ HK$117,692/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,548
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,369
−HK$1,851/mo
Today · 4.125%
HK$62,220
baseline
▲ 0.50% · 4.625%
HK$66,005
+HK$3,785/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,440/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,134
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,881
−HK$1,772/mo
Today · 4.125%
HK$68,653
baseline
▲ 0.50% · 4.625%
HK$72,272
+HK$3,619/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,306/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,276
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,618
−HK$2,379/mo
Today · 4.125%
HK$79,997
baseline
▲ 0.50% · 4.625%
HK$84,864
+HK$4,867/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$159,994/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,753 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,744
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,990
−HK$2,278/mo
Today · 4.125%
HK$88,268
baseline
▲ 0.50% · 4.625%
HK$92,921
+HK$4,653/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,536/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,753 · Scale 2, in force from 26 Feb 2026)