LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,822
−HK$2,622/mo
▼ 0.25% · 3.875%
HK$43,122
−HK$1,322/mo
Today · 4.125%
HK$44,444
baseline
▲ 0.50% · 4.625%
HK$47,148
+HK$2,704/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,888/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,526
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,774
−HK$1,266/mo
Today · 4.125%
HK$49,040
baseline
▲ 0.50% · 4.625%
HK$51,625
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,080/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,186
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,747
−HK$1,586/mo
Today · 4.125%
HK$53,333
baseline
▲ 0.50% · 4.625%
HK$56,578
+HK$3,245/mo
Deposit HK$7.34M · loan HK$11.00M · min. income ≈ HK$106,666/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,831
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,329
−HK$1,519/mo
Today · 4.125%
HK$58,848
baseline
▲ 0.50% · 4.625%
HK$61,950
+HK$3,102/mo
Deposit HK$7.34M · loan HK$11.00M · min. income ≈ HK$117,696/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,550
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,371
−HK$1,851/mo
Today · 4.125%
HK$62,222
baseline
▲ 0.50% · 4.625%
HK$66,008
+HK$3,786/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,444/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,137
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,883
−HK$1,773/mo
Today · 4.125%
HK$68,656
baseline
▲ 0.50% · 4.625%
HK$72,275
+HK$3,619/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,312/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,279
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,620
−HK$2,379/mo
Today · 4.125%
HK$79,999
baseline
▲ 0.50% · 4.625%
HK$84,867
+HK$4,868/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$159,998/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,778 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,747
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$85,993
−HK$2,279/mo
Today · 4.125%
HK$88,272
baseline
▲ 0.50% · 4.625%
HK$92,924
+HK$4,652/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,544/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,778 · Scale 2, in force from 26 Feb 2026)