LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,824
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,125
−HK$1,322/mo
Today · 4.125%
HK$44,447
baseline
▲ 0.50% · 4.625%
HK$47,151
+HK$2,704/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,894/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,529
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$47,777
−HK$1,265/mo
Today · 4.125%
HK$49,042
baseline
▲ 0.50% · 4.625%
HK$51,628
+HK$2,586/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,084/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,189
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,750
−HK$1,586/mo
Today · 4.125%
HK$53,336
baseline
▲ 0.50% · 4.625%
HK$56,581
+HK$3,245/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,672/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,834
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,332
−HK$1,519/mo
Today · 4.125%
HK$58,851
baseline
▲ 0.50% · 4.625%
HK$61,953
+HK$3,102/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,702/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,553
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,375
−HK$1,850/mo
Today · 4.125%
HK$62,225
baseline
▲ 0.50% · 4.625%
HK$66,012
+HK$3,787/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,450/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,140
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,887
−HK$1,772/mo
Today · 4.125%
HK$68,659
baseline
▲ 0.50% · 4.625%
HK$72,279
+HK$3,620/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,318/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,283
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,625
−HK$2,379/mo
Today · 4.125%
HK$80,004
baseline
▲ 0.50% · 4.625%
HK$84,872
+HK$4,868/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,008/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,816 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,752
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,998
−HK$2,278/mo
Today · 4.125%
HK$88,276
baseline
▲ 0.50% · 4.625%
HK$92,930
+HK$4,654/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,552/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,816 · Scale 2, in force from 26 Feb 2026)