LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,824
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,125
−HK$1,322/mo
Today · 4.125%
HK$44,447
baseline
▲ 0.50% · 4.625%
HK$47,152
+HK$2,705/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,894/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,529
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,777
−HK$1,266/mo
Today · 4.125%
HK$49,043
baseline
▲ 0.50% · 4.625%
HK$51,628
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,086/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,189
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,751
−HK$1,586/mo
Today · 4.125%
HK$53,337
baseline
▲ 0.50% · 4.625%
HK$56,582
+HK$3,245/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,674/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,835
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,333
−HK$1,519/mo
Today · 4.125%
HK$58,852
baseline
▲ 0.50% · 4.625%
HK$61,954
+HK$3,102/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,704/mo (50% DSR)
Upfront cash ≈ HK$8.02M (deposit + AVD stamp duty HK$687,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,554
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,376
−HK$1,850/mo
Today · 4.125%
HK$62,226
baseline
▲ 0.50% · 4.625%
HK$66,012
+HK$3,786/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,452/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,141
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,888
−HK$1,772/mo
Today · 4.125%
HK$68,660
baseline
▲ 0.50% · 4.625%
HK$72,280
+HK$3,620/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,320/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,284
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,626
−HK$2,379/mo
Today · 4.125%
HK$80,005
baseline
▲ 0.50% · 4.625%
HK$84,873
+HK$4,868/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,010/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,753
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$85,999
−HK$2,279/mo
Today · 4.125%
HK$88,278
baseline
▲ 0.50% · 4.625%
HK$92,931
+HK$4,653/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,556/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,826 · Scale 2, in force from 26 Feb 2026)