LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,827
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,128
−HK$1,322/mo
Today · 4.125%
HK$44,450
baseline
▲ 0.50% · 4.625%
HK$47,155
+HK$2,705/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,900/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,532
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,780
−HK$1,266/mo
Today · 4.125%
HK$49,046
baseline
▲ 0.50% · 4.625%
HK$51,632
+HK$2,586/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,092/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,193
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,754
−HK$1,586/mo
Today · 4.125%
HK$53,340
baseline
▲ 0.50% · 4.625%
HK$56,586
+HK$3,246/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,680/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,839
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,336
−HK$1,519/mo
Today · 4.125%
HK$58,855
baseline
▲ 0.50% · 4.625%
HK$61,958
+HK$3,103/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,710/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,558
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,379
−HK$1,851/mo
Today · 4.125%
HK$62,230
baseline
▲ 0.50% · 4.625%
HK$66,017
+HK$3,787/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,460/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,145
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,892
−HK$1,773/mo
Today · 4.125%
HK$68,665
baseline
▲ 0.50% · 4.625%
HK$72,284
+HK$3,619/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,330/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,289
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,631
−HK$2,379/mo
Today · 4.125%
HK$80,010
baseline
▲ 0.50% · 4.625%
HK$84,878
+HK$4,868/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,020/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,869 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,758
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$86,004
−HK$2,279/mo
Today · 4.125%
HK$88,283
baseline
▲ 0.50% · 4.625%
HK$92,937
+HK$4,654/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,566/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,869 · Scale 2, in force from 26 Feb 2026)