LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,828
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,129
−HK$1,322/mo
Today · 4.125%
HK$44,451
baseline
▲ 0.50% · 4.625%
HK$47,156
+HK$2,705/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,902/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,533
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,781
−HK$1,266/mo
Today · 4.125%
HK$49,047
baseline
▲ 0.50% · 4.625%
HK$51,632
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,094/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,193
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,755
−HK$1,586/mo
Today · 4.125%
HK$53,341
baseline
▲ 0.50% · 4.625%
HK$56,587
+HK$3,246/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,682/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,840
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,337
−HK$1,519/mo
Today · 4.125%
HK$58,856
baseline
▲ 0.50% · 4.625%
HK$61,959
+HK$3,103/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,712/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,559
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,380
−HK$1,851/mo
Today · 4.125%
HK$62,231
baseline
▲ 0.50% · 4.625%
HK$66,018
+HK$3,787/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,462/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,146
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,893
−HK$1,773/mo
Today · 4.125%
HK$68,666
baseline
▲ 0.50% · 4.625%
HK$72,285
+HK$3,619/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,332/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,290
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,632
−HK$2,379/mo
Today · 4.125%
HK$80,011
baseline
▲ 0.50% · 4.625%
HK$84,880
+HK$4,869/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,022/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,759
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,006
−HK$2,279/mo
Today · 4.125%
HK$88,285
baseline
▲ 0.50% · 4.625%
HK$92,938
+HK$4,653/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,570/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,881 · Scale 2, in force from 26 Feb 2026)