LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,829
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,131
−HK$1,321/mo
Today · 4.125%
HK$44,452
baseline
▲ 0.50% · 4.625%
HK$47,157
+HK$2,705/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,904/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,535
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,783
−HK$1,266/mo
Today · 4.125%
HK$49,049
baseline
▲ 0.50% · 4.625%
HK$51,634
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,098/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,195
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,757
−HK$1,586/mo
Today · 4.125%
HK$53,343
baseline
▲ 0.50% · 4.625%
HK$56,589
+HK$3,246/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,686/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,842
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,339
−HK$1,520/mo
Today · 4.125%
HK$58,859
baseline
▲ 0.50% · 4.625%
HK$61,961
+HK$3,102/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,718/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,561
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,383
−HK$1,850/mo
Today · 4.125%
HK$62,233
baseline
▲ 0.50% · 4.625%
HK$66,020
+HK$3,787/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,466/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,149
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,896
−HK$1,772/mo
Today · 4.125%
HK$68,668
baseline
▲ 0.50% · 4.625%
HK$72,288
+HK$3,620/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,336/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,293
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,635
−HK$2,379/mo
Today · 4.125%
HK$80,014
baseline
▲ 0.50% · 4.625%
HK$84,883
+HK$4,869/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,028/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,907 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,763
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$86,009
−HK$2,279/mo
Today · 4.125%
HK$88,288
baseline
▲ 0.50% · 4.625%
HK$92,942
+HK$4,654/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,576/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,907 · Scale 2, in force from 26 Feb 2026)