LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,830
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,131
−HK$1,322/mo
Today · 4.125%
HK$44,453
baseline
▲ 0.50% · 4.625%
HK$47,158
+HK$2,705/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,906/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,535
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,783
−HK$1,267/mo
Today · 4.125%
HK$49,050
baseline
▲ 0.50% · 4.625%
HK$51,635
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,100/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,196
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,757
−HK$1,587/mo
Today · 4.125%
HK$53,344
baseline
▲ 0.50% · 4.625%
HK$56,590
+HK$3,246/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,688/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,843
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,340
−HK$1,520/mo
Today · 4.125%
HK$58,860
baseline
▲ 0.50% · 4.625%
HK$61,962
+HK$3,102/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,720/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,562
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,384
−HK$1,850/mo
Today · 4.125%
HK$62,234
baseline
▲ 0.50% · 4.625%
HK$66,021
+HK$3,787/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,468/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,150
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$66,897
−HK$1,772/mo
Today · 4.125%
HK$68,669
baseline
▲ 0.50% · 4.625%
HK$72,289
+HK$3,620/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,338/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,294
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,636
−HK$2,380/mo
Today · 4.125%
HK$80,016
baseline
▲ 0.50% · 4.625%
HK$84,884
+HK$4,868/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,032/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,764
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$86,010
−HK$2,279/mo
Today · 4.125%
HK$88,289
baseline
▲ 0.50% · 4.625%
HK$92,943
+HK$4,654/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,578/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,916 · Scale 2, in force from 26 Feb 2026)