LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,831
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,132
−HK$1,322/mo
Today · 4.125%
HK$44,454
baseline
▲ 0.50% · 4.625%
HK$47,159
+HK$2,705/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,908/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,537
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$47,785
−HK$1,266/mo
Today · 4.125%
HK$49,051
baseline
▲ 0.50% · 4.625%
HK$51,636
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,102/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,197
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,759
−HK$1,586/mo
Today · 4.125%
HK$53,345
baseline
▲ 0.50% · 4.625%
HK$56,591
+HK$3,246/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,690/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,844
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,342
−HK$1,519/mo
Today · 4.125%
HK$58,861
baseline
▲ 0.50% · 4.625%
HK$61,964
+HK$3,103/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,722/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,563
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,385
−HK$1,851/mo
Today · 4.125%
HK$62,236
baseline
▲ 0.50% · 4.625%
HK$66,023
+HK$3,787/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,472/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,151
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,898
−HK$1,773/mo
Today · 4.125%
HK$68,671
baseline
▲ 0.50% · 4.625%
HK$72,291
+HK$3,620/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,342/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,296
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,638
−HK$2,379/mo
Today · 4.125%
HK$80,017
baseline
▲ 0.50% · 4.625%
HK$84,886
+HK$4,869/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,034/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,766
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$86,012
−HK$2,279/mo
Today · 4.125%
HK$88,291
baseline
▲ 0.50% · 4.625%
HK$92,945
+HK$4,654/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,582/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,932 · Scale 2, in force from 26 Feb 2026)