LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,832
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,133
−HK$1,322/mo
Today · 4.125%
HK$44,455
baseline
▲ 0.50% · 4.625%
HK$47,160
+HK$2,705/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,910/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,537
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,785
−HK$1,267/mo
Today · 4.125%
HK$49,052
baseline
▲ 0.50% · 4.625%
HK$51,637
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,104/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,198
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,759
−HK$1,587/mo
Today · 4.125%
HK$53,346
baseline
▲ 0.50% · 4.625%
HK$56,592
+HK$3,246/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,692/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,845
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,342
−HK$1,520/mo
Today · 4.125%
HK$58,862
baseline
▲ 0.50% · 4.625%
HK$61,965
+HK$3,103/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,724/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,564
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,386
−HK$1,851/mo
Today · 4.125%
HK$62,237
baseline
▲ 0.50% · 4.625%
HK$66,024
+HK$3,787/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,474/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,152
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,900
−HK$1,772/mo
Today · 4.125%
HK$68,672
baseline
▲ 0.50% · 4.625%
HK$72,292
+HK$3,620/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,344/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,297
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,639
−HK$2,380/mo
Today · 4.125%
HK$80,019
baseline
▲ 0.50% · 4.625%
HK$84,888
+HK$4,869/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,038/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,767
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,014
−HK$2,279/mo
Today · 4.125%
HK$88,293
baseline
▲ 0.50% · 4.625%
HK$92,947
+HK$4,654/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,586/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,944 · Scale 2, in force from 26 Feb 2026)