LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,833
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,135
−HK$1,322/mo
Today · 4.125%
HK$44,457
baseline
▲ 0.50% · 4.625%
HK$47,162
+HK$2,705/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,914/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,539
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,787
−HK$1,267/mo
Today · 4.125%
HK$49,054
baseline
▲ 0.50% · 4.625%
HK$51,639
+HK$2,585/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,108/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$687,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,200
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,762
−HK$1,586/mo
Today · 4.125%
HK$53,348
baseline
▲ 0.50% · 4.625%
HK$56,594
+HK$3,246/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,696/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,847
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,345
−HK$1,519/mo
Today · 4.125%
HK$58,864
baseline
▲ 0.50% · 4.625%
HK$61,967
+HK$3,103/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,728/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$687,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,567
−HK$3,672/mo
▼ 0.25% · 3.875%
HK$60,389
−HK$1,850/mo
Today · 4.125%
HK$62,239
baseline
▲ 0.50% · 4.625%
HK$66,027
+HK$3,788/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,478/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,155
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,902
−HK$1,773/mo
Today · 4.125%
HK$68,675
baseline
▲ 0.50% · 4.625%
HK$72,295
+HK$3,620/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,350/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$687,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,300
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,642
−HK$2,380/mo
Today · 4.125%
HK$80,022
baseline
▲ 0.50% · 4.625%
HK$84,891
+HK$4,869/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,044/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,771
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,017
−HK$2,280/mo
Today · 4.125%
HK$88,297
baseline
▲ 0.50% · 4.625%
HK$92,951
+HK$4,654/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,594/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$687,973 · Scale 2, in force from 26 Feb 2026)