LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,836
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,137
−HK$1,323/mo
Today · 4.125%
HK$44,460
baseline
▲ 0.50% · 4.625%
HK$47,165
+HK$2,705/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,920/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,542
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,791
−HK$1,266/mo
Today · 4.125%
HK$49,057
baseline
▲ 0.50% · 4.625%
HK$51,643
+HK$2,586/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,114/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,203
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,765
−HK$1,587/mo
Today · 4.125%
HK$53,352
baseline
▲ 0.50% · 4.625%
HK$56,598
+HK$3,246/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,704/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,851
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,349
−HK$1,519/mo
Today · 4.125%
HK$58,868
baseline
▲ 0.50% · 4.625%
HK$61,971
+HK$3,103/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,736/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,571
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,392
−HK$1,852/mo
Today · 4.125%
HK$62,244
baseline
▲ 0.50% · 4.625%
HK$66,031
+HK$3,787/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,488/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,159
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,907
−HK$1,773/mo
Today · 4.125%
HK$68,680
baseline
▲ 0.50% · 4.625%
HK$72,300
+HK$3,620/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,360/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,305
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,647
−HK$2,380/mo
Today · 4.125%
HK$80,027
baseline
▲ 0.50% · 4.625%
HK$84,897
+HK$4,870/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,054/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,018 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,776
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,023
−HK$2,279/mo
Today · 4.125%
HK$88,302
baseline
▲ 0.50% · 4.625%
HK$92,957
+HK$4,655/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,604/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,018 · Scale 2, in force from 26 Feb 2026)