LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,837
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,138
−HK$1,322/mo
Today · 4.125%
HK$44,460
baseline
▲ 0.50% · 4.625%
HK$47,166
+HK$2,706/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,920/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,543
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,791
−HK$1,267/mo
Today · 4.125%
HK$49,058
baseline
▲ 0.50% · 4.625%
HK$51,644
+HK$2,586/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,116/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,204
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,766
−HK$1,587/mo
Today · 4.125%
HK$53,353
baseline
▲ 0.50% · 4.625%
HK$56,599
+HK$3,246/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,706/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,852
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,350
−HK$1,519/mo
Today · 4.125%
HK$58,869
baseline
▲ 0.50% · 4.625%
HK$61,972
+HK$3,103/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,738/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,572
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,394
−HK$1,851/mo
Today · 4.125%
HK$62,245
baseline
▲ 0.50% · 4.625%
HK$66,032
+HK$3,787/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,490/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,160
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,908
−HK$1,773/mo
Today · 4.125%
HK$68,681
baseline
▲ 0.50% · 4.625%
HK$72,301
+HK$3,620/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,362/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,306
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,649
−HK$2,380/mo
Today · 4.125%
HK$80,029
baseline
▲ 0.50% · 4.625%
HK$84,898
+HK$4,869/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,058/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,778
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,025
−HK$2,279/mo
Today · 4.125%
HK$88,304
baseline
▲ 0.50% · 4.625%
HK$92,959
+HK$4,655/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,608/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,031 · Scale 2, in force from 26 Feb 2026)