LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,840
−HK$2,623/mo
▼ 0.25% · 3.875%
HK$43,141
−HK$1,322/mo
Today · 4.125%
HK$44,463
baseline
▲ 0.50% · 4.625%
HK$47,169
+HK$2,706/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$88,926/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,546
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,795
−HK$1,266/mo
Today · 4.125%
HK$49,061
baseline
▲ 0.50% · 4.625%
HK$51,647
+HK$2,586/mo
Deposit HK$9.17M · loan HK$9.17M · min. income ≈ HK$98,122/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,208
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,769
−HK$1,587/mo
Today · 4.125%
HK$53,356
baseline
▲ 0.50% · 4.625%
HK$56,603
+HK$3,247/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,712/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,855
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,353
−HK$1,520/mo
Today · 4.125%
HK$58,873
baseline
▲ 0.50% · 4.625%
HK$61,976
+HK$3,103/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,746/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,575
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,398
−HK$1,851/mo
Today · 4.125%
HK$62,249
baseline
▲ 0.50% · 4.625%
HK$66,036
+HK$3,787/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$124,498/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,165
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,912
−HK$1,773/mo
Today · 4.125%
HK$68,685
baseline
▲ 0.50% · 4.625%
HK$72,306
+HK$3,621/mo
Deposit HK$5.50M · loan HK$12.84M · min. income ≈ HK$137,370/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,311
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,654
−HK$2,380/mo
Today · 4.125%
HK$80,034
baseline
▲ 0.50% · 4.625%
HK$84,904
+HK$4,870/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$160,068/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,783
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,030
−HK$2,280/mo
Today · 4.125%
HK$88,310
baseline
▲ 0.50% · 4.625%
HK$92,965
+HK$4,655/mo
Deposit HK$1.83M · loan HK$16.51M · min. income ≈ HK$176,620/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,075 · Scale 2, in force from 26 Feb 2026)