LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,843
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,144
−HK$1,323/mo
Today · 4.125%
HK$44,467
baseline
▲ 0.50% · 4.625%
HK$47,172
+HK$2,705/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,934/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,550
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,798
−HK$1,267/mo
Today · 4.125%
HK$49,065
baseline
▲ 0.50% · 4.625%
HK$51,651
+HK$2,586/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,130/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,211
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,773
−HK$1,587/mo
Today · 4.125%
HK$53,360
baseline
▲ 0.50% · 4.625%
HK$56,607
+HK$3,247/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,720/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,860
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,358
−HK$1,520/mo
Today · 4.125%
HK$58,878
baseline
▲ 0.50% · 4.625%
HK$61,981
+HK$3,103/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,756/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,580
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,402
−HK$1,851/mo
Today · 4.125%
HK$62,253
baseline
▲ 0.50% · 4.625%
HK$66,041
+HK$3,788/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,506/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,170
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,917
−HK$1,773/mo
Today · 4.125%
HK$68,690
baseline
▲ 0.50% · 4.625%
HK$72,311
+HK$3,621/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,380/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,317
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,660
−HK$2,380/mo
Today · 4.125%
HK$80,040
baseline
▲ 0.50% · 4.625%
HK$84,910
+HK$4,870/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,080/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,126 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,789
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,037
−HK$2,279/mo
Today · 4.125%
HK$88,316
baseline
▲ 0.50% · 4.625%
HK$92,972
+HK$4,656/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,632/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,126 · Scale 2, in force from 26 Feb 2026)