LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,843
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,145
−HK$1,322/mo
Today · 4.125%
HK$44,467
baseline
▲ 0.50% · 4.625%
HK$47,173
+HK$2,706/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,934/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,550
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,799
−HK$1,266/mo
Today · 4.125%
HK$49,065
baseline
▲ 0.50% · 4.625%
HK$51,652
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,130/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,212
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,774
−HK$1,587/mo
Today · 4.125%
HK$53,361
baseline
▲ 0.50% · 4.625%
HK$56,608
+HK$3,247/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,722/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,860
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,359
−HK$1,519/mo
Today · 4.125%
HK$58,878
baseline
▲ 0.50% · 4.625%
HK$61,982
+HK$3,104/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,756/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,581
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,403
−HK$1,851/mo
Today · 4.125%
HK$62,254
baseline
▲ 0.50% · 4.625%
HK$66,042
+HK$3,788/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,508/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,171
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$66,918
−HK$1,773/mo
Today · 4.125%
HK$68,691
baseline
▲ 0.50% · 4.625%
HK$72,312
+HK$3,621/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,382/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,318
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,661
−HK$2,380/mo
Today · 4.125%
HK$80,041
baseline
▲ 0.50% · 4.625%
HK$84,912
+HK$4,871/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,082/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,791
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,038
−HK$2,280/mo
Today · 4.125%
HK$88,318
baseline
▲ 0.50% · 4.625%
HK$92,973
+HK$4,655/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,636/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,137 · Scale 2, in force from 26 Feb 2026)