LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,844
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,146
−HK$1,322/mo
Today · 4.125%
HK$44,468
baseline
▲ 0.50% · 4.625%
HK$47,174
+HK$2,706/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,936/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,551
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,799
−HK$1,267/mo
Today · 4.125%
HK$49,066
baseline
▲ 0.50% · 4.625%
HK$51,652
+HK$2,586/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,132/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,213
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,775
−HK$1,587/mo
Today · 4.125%
HK$53,362
baseline
▲ 0.50% · 4.625%
HK$56,608
+HK$3,246/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,724/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,861
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,359
−HK$1,520/mo
Today · 4.125%
HK$58,879
baseline
▲ 0.50% · 4.625%
HK$61,983
+HK$3,104/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,758/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,582
−HK$3,673/mo
▼ 0.25% · 3.875%
HK$60,404
−HK$1,851/mo
Today · 4.125%
HK$62,255
baseline
▲ 0.50% · 4.625%
HK$66,043
+HK$3,788/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,510/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,171
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,919
−HK$1,773/mo
Today · 4.125%
HK$68,692
baseline
▲ 0.50% · 4.625%
HK$72,313
+HK$3,621/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,384/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,319
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,662
−HK$2,380/mo
Today · 4.125%
HK$80,042
baseline
▲ 0.50% · 4.625%
HK$84,913
+HK$4,871/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,084/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,146 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,792
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,039
−HK$2,280/mo
Today · 4.125%
HK$88,319
baseline
▲ 0.50% · 4.625%
HK$92,974
+HK$4,655/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,638/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,146 · Scale 2, in force from 26 Feb 2026)