LTV · monthly repayment
▼ 0.50% · 3.625%
HK$41,845
−HK$2,624/mo
▼ 0.25% · 3.875%
HK$43,147
−HK$1,322/mo
Today · 4.125%
HK$44,469
baseline
▲ 0.50% · 4.625%
HK$47,175
+HK$2,706/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$88,938/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$46,552
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$47,801
−HK$1,266/mo
Today · 4.125%
HK$49,067
baseline
▲ 0.50% · 4.625%
HK$51,654
+HK$2,587/mo
Deposit HK$9.18M · loan HK$9.18M · min. income ≈ HK$98,134/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$688,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,214
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,776
−HK$1,587/mo
Today · 4.125%
HK$53,363
baseline
▲ 0.50% · 4.625%
HK$56,610
+HK$3,247/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$106,726/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,863
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,361
−HK$1,520/mo
Today · 4.125%
HK$58,881
baseline
▲ 0.50% · 4.625%
HK$61,985
+HK$3,104/mo
Deposit HK$7.34M · loan HK$11.01M · min. income ≈ HK$117,762/mo (50% DSR)
Upfront cash ≈ HK$8.03M (deposit + AVD stamp duty HK$688,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,583
−HK$3,674/mo
▼ 0.25% · 3.875%
HK$60,406
−HK$1,851/mo
Today · 4.125%
HK$62,257
baseline
▲ 0.50% · 4.625%
HK$66,045
+HK$3,788/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$124,514/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,173
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$66,921
−HK$1,773/mo
Today · 4.125%
HK$68,694
baseline
▲ 0.50% · 4.625%
HK$72,315
+HK$3,621/mo
Deposit HK$5.51M · loan HK$12.85M · min. income ≈ HK$137,388/mo (50% DSR)
Upfront cash ≈ HK$6.19M (deposit + AVD stamp duty HK$688,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,321
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,664
−HK$2,381/mo
Today · 4.125%
HK$80,045
baseline
▲ 0.50% · 4.625%
HK$84,915
+HK$4,870/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$160,090/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,794
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,042
−HK$2,279/mo
Today · 4.125%
HK$88,321
baseline
▲ 0.50% · 4.625%
HK$92,977
+HK$4,656/mo
Deposit HK$1.84M · loan HK$16.52M · min. income ≈ HK$176,642/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$688,166 · Scale 2, in force from 26 Feb 2026)